NOW OPEN 7 days a week!
Mon -Fri 9am -5pm
Sat 9am - 4pm
Sun 12-4pm

650 John Fitch Hwy, Fitchburg, MA 01420
800-347-6047 | Toll Free 978-345-6047 | Local

In observance of Memorial Day, Dufour's RV Center will be closed Saturday, May 25th Sunday, May 26th & Monday, May 27th. 

Secure Onilne Financing at Dufours's RV Center

CLICK HERE to submit your Secure Online Financing Application

Why Finance Your RV?

When you finance your purchase instead of liquidating assets or paying cash, you maintain your personal financialflexibility. Plus, your RV may qualify for some of the same tax benefits as a second home mortgage. Of course, checkwith your tax advisor, but basically to qualify for these benefits, such as the deductibility of interest on the loan,the RV must be used as security for the loan along with providing basic living accommodations such as a sleeping area,bathroom and cooking facilities. Remember, the RV is considered a qualified second residence as long as you designateit for each tax year.

What Are the Advantages of Financing Through a RV Lending Specialist?

Down payments are lower - Although final terms are determined based on your credit profile and the age, type and cost ofthe RV being purchased, financing through RV lenders usually requires down payments in the 10% range.

Finance terms are longer / Monthly payments are lower - Because RV finance specialists know that RVs maintain their valueand resale appeal, they tend to offer more attractive terms. In fact, it's not uncommon to find 15-20 year repaymentschedules to help you afford the RV of your dreams.

How Does RV Financing Compare With Other Payment Options?

Borrowing against an owned home is not an option unless the money is used directly for that home. Home mortgage interestdeduction is restricted to interest paid on mortgage debt used to purchase or improve a residence, or to refinance theremaining balance on a purchase or improvement. The purchase of an RV, therefore, does not qualify for this deduction.Home equity loans limit the amount of interest that is deductible, if your RV loan balance exceeds $100,000. Homemortgage interest deduction is limited to interest paid on home equity loans up to $100,000.

The Last Word on RV Financing

Your RV might actually cost you less in the end if you finance your purchase. By not tapping into your financial assetsto purchase the RV, you can take advantage of attractive new investment opportunities that might come along and theearnings from those investments can potentially exceed the cost of your RV financing. The bottom line is that if you arethinking of buying an RV, you should check financing options to maximize your purchase enjoyment. You'll be on the roadenjoying your new RV before you know it!
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